FLORIDA LUXURY REALTY IS NOT ASSOCIATED WITH THE GOVERNMENT AND OUR SERVICE IS NOT APPROVED BY THE GOVERNMENT OR YOUR LENDER.  EVEN IF YOU ACCEPT THIS OFFER AND USE OUR SERVICE, YOUR LENDER MAY NOT AGREE TO CHANGE YOUR LOAN.  IF YOU STOP PAYING YOUR MORTGAGE, YOU COULD LOSE YOUR HOME AND DAMAGE YOUR CREDIT RATING.

AS A REAL ESTATE PROFESSIONAL
PROFESSIONAL WHO WORKS IN SHORT SALES THE FTC MORTGAGE ASSISTANCE RELIEF SERVICES KNOW AS (MARS) HAS ASKED US TO PUT THE ABOVE PARAGRAPH ON ALL OUR ADVERTISING:

This of course relates to short sales and the short sale process.  Hopefully the FTC will realize one of these days how much advertising that a Realtor actually does and allows us to continue to help with the short sale process without disclosing the above paragraph.

Unfortunately this paragraph must go on everything we do.

Postcards, if we talk about a short sale with a stranger, before we talk with them about it we must give them a disclosure and have them sign it. 

Newsletter, you guessed it.  Even our business cards, if they want to talk with us about a short sale we will need to have another card with this paragraph on it.

And yes, it has to be two point-larger type than the font size of an article or disclosure and be outstanding.  I guess so this is so you can see it.  Well, it works!!! 

Wish I could tell you the reasoning behind this but I am sure that the people that decided to do this are not Realtors.  For the life of me I don't understand where NAR was in this whole process. 

But, until they change their mind...it's just more paperwork that keeps on mounting for us Realtors!!


 

ABOUT ME!

I grew up in a rural town where you learned right from wrong.  Where people came together in time of crisis.  Where my father new the father in the next town and so on and so on.

As a kid my father and mother (which was  rarity in those times) worked hard every day except Sunday and sometimes even then, but Sunday was usually a time for Church and Family.
 
They were hard working people that never made a lot of money, but they did put bread on the table.  Mornings started between 6 and 7 a.m. usually and they got finished whenever it was time.  Sometimes very late at night.

I learned a lot from my mother and father.  I learned respect of one's self, to be honest, to help others in need and to be an independent thinker.  Out of the box, sort of to speak. 

Sometimes this got me into big trouble, but as a child I didn't realize the gift that my mother and father had given me.  Now it's to late to tell them, but I have a feeling they knew.

Because of my values in life I can only be Honest and Open.  You might not like what I have to tell you but, I've been brought up to where Honesty is the best policy. 

I certainly hope that my articles or blogs will never hurt or offend anyone however, it is my intent to bring you my honest feellings about a subject that I am working on. 

Please feel free to email me at any time with any of your questions or concerns
@ kdsrealestate@yahoo.com
I look forward to hearing from you.

Katie Creek
727-415-4669

   ANXIETY GROWS AS BUYERS CONTINUE TO  THINK THE WORSE IS YET TO COME!

 It’s true, things are still not looking good out there in the Real Estate market but we are still hoping for a better year this coming 2012 then our 2011 year appears to be turning out to be.